Services

Debt Advisory

Debt Advisory string(43) "https://www.youtube.com/watch?v=oUvWf74the8"

Strategic and independent advice across the full debt spectrum

Our Debt Advisory service supports clients in securing the right funding to support growth, acquisitions, working capital, cash out or refinancing.

Debt Advisory string(43) "https://www.youtube.com/watch?v=oUvWf74the8"

How we can help

Capital strategy and structuring

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We provide clients with an assessment of optimal capital structure and funding options, covering both debt and equity solutions. We complete cashflow, covenant, and leverage modelling and advise across senior debt, ABL, private credit, mezzanine, and growth debt.

Capital strategy and structuring

Debt raising and execution

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We identify and make introductions to a wide network of relevant UK and international lenders and support on the preparation of relevant materials and information to be shared with lenders to facilitate a debt raise and manage and support through competitive lender processes.

Debt raising and execution

Term sheet benchmarking and negotiation

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Our team benchmarks market pricing, covenant packages, security requirements and structural terms. We lead negotiations with shortlisted lenders to secure the most favourable terms and maximise value for clients, assessing both quantitative and qualitative aspects of each offer to identify the most suitable funding partner.

Term sheet benchmarking and negotiation
Capital strategy and structuring
Debt raising and execution
Term sheet benchmarking and negotiation

Get in touch

We support a wide range of funding needs - including growth capital, acquisition finance, refinancing, working capital facilities, asset-based lending and more complex multi-lender or cross-border structures. Whatever the requirement, we help secure the right facility on the right terms.

Contact us to arrange a consultation today.

Get in touch

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OUR EXPERTS

Our Debt Advisory team

WHY CHOOSE US

Gerald Edelman’s Debt Advisory team provides strategic, independent support to lower mid-market and mid-market businesses seeking to raise, refinance or optimise their funding.

We specialise in supporting companies valued between £5 million and £150 million, typically raising £2 million to £100 million of debt. With deep insight into lender appetite and credit processes, we help to structure funding solutions that are deliverable, competitive and aligned with long-term objectives.

We maintain strong relationships with a broad network of lenders, including major banks, challenger banks, private credit funds and specialist providers. These relationships enable early feedback, fast-moving conversations and real momentum throughout a process. We understand precisely what lenders look for and prepare clear, high-quality materials to ensure a well-positioned and compelling proposition.

All engagements benefit from senior, partner-led involvement. Our team brings extensive experience across the full capital spectrum, including both debt and equity, allowing us to provide balanced, strategic advice at every stage of the process.

COMMON QUESTIONS

FAQs

When should I get in touch about raising or refinancing debt?

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If you’re considering a funding need – whether for growth, acquisition, working capital or refinancing – it’s never too early to engage. The sooner you start, the more time you’ll have to optimise your structure, test lender appetite and maximise deliverability.

How does your fee structure work for debt advisory?

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The majority of our fees are contingent on successful completion of a transaction to ensure that we are aligned with our clients.

Will you be able to successfully complete a process?

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We are very selective about the clients we work with, focusing on those with a greater than 80% chance of success and our fees are structured accordingly. Our success rates are extremely high!

How long will the process take?

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Each transaction is unique, but a typical debt mandate can take 8-12 weeks from initial engagement to term sheet acceptance. We often work with clients well in advance of a funding requirement to ensure strategic alignment on capital strategy and deal parameters.

What's your experience with debt advisory?

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For many years, we’ve provided advice to business owners across all types of debt and equity transactions – we think this allows us to provide more complete, impartial advice on the most appropriate funding strategy for your business. A selection of our deals can be seen above.

What role will you take in the process and how hands-on will you be?

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We provide full, end-to-end support. That includes assessing your capital structure, modelling affordability, preparing presentation materials, short-listing lenders, negotiating terms, selecting the preferred funding partner and executing a deal. We handle the process management so you can stay focused on the business.