Services

Debt Advisory

Debt Advisory

Strategic and independent advice across the full debt spectrum

Our Debt Advisory service supports clients in securing the right funding to support growth, acquisitions, working capital, cash out or refinancing. We work with ambitious companies, providing strategic and independent advice across the full debt spectrum.

Debt Advisory
DEBT ADVISORY SERVICES

How we can help

Capital strategy and structuring

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We assess your optimal capital structure and funding options across both debt and equity. This includes cashflow, covenant, and leverage modelling, alongside tailored advice on senior debt, asset-based lending, private credit, mezzanine, and growth debt to help secure the right funding mix.

Capital strategy and structuring

Debt raising and execution

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We identify and introduce you to a wide network of relevant UK and international lenders, prepare high-quality materials to support your debt raise, and manage a competitive process to help secure the best available terms.

Debt raising and execution

Term sheet benchmarking and negotiation

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Our team benchmark market pricing, covenant packages, security requirements, and structural terms, and lead negotiations with shortlisted lenders to secure the most favourable outcomes. We also assess both the quantitative and qualitative aspects of each offer to identify the most suitable funding partner.

Term sheet benchmarking and negotiation
Capital strategy and structuring
Debt raising and execution
Term sheet benchmarking and negotiation

Get in touch

We support a wide range of funding needs - including growth capital, acquisition finance, refinancing, working capital facilities, asset-based lending and more complex multi-lender or cross-border structures. Whatever the requirement, we help secure the right facility on the right terms.

Contact us to arrange a consultation today.

Get in touch

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OUR EXPERTS

Our Debt Advisory team

WHY CHOOSE US

Gerald Edelman’s Debt Advisory team provides strategic, independent support to small and medium-sized businesses seeking to raise, refinance or optimise their funding.

We specialise in supporting companies looking to raise between £2 million to £100 million of debt. With deep insight into lender appetite and credit processes, we help to structure funding solutions that are deliverable, competitive and aligned with long-term objectives.

We maintain strong relationships with a broad network of lenders, including major banks, challenger banks, private credit funds and specialist providers. These relationships enable early feedback, fast-moving conversations and real momentum throughout a process. We understand precisely what lenders look for and prepare clear, high-quality materials to ensure a well-positioned and compelling proposition.

All engagements benefit from senior, partner-led involvement. Our team brings extensive experience across the full capital spectrum, including both debt and equity, allowing us to provide balanced, strategic advice at every stage of the process.

COMMON QUESTIONS

FAQs

When should I get in touch about raising or refinancing debt?

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If you’re considering a funding need – whether for growth, acquisition, working capital or refinancing – it’s never too early to engage. The sooner you start, the more time you’ll have to optimise your structure, test lender appetite and maximise deliverability.

How does your fee structure work for debt advisory?

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The majority of our fees are contingent on successful completion of a transaction to ensure that we are aligned with our clients.

Will you be able to successfully complete a process?

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We are very selective about the clients we work with, focusing on those with a greater than 80% chance of success and our fees are structured accordingly. Our success rates are extremely high!

How long will the process take?

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Each transaction is unique, but a typical debt mandate can take 8-12 weeks from initial engagement to term sheet acceptance. We often work with clients well in advance of a funding requirement to ensure strategic alignment on capital strategy and deal parameters.

What's your experience with debt advisory?

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For many years, we’ve provided advice to business owners across all types of debt and equity transactions – we think this allows us to provide more complete, impartial advice on the most appropriate funding strategy for your business. A selection of our deals can be seen above.

What role will you take in the process and how hands-on will you be?

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We provide full, end-to-end support. That includes assessing your capital structure, modelling affordability, preparing presentation materials, short-listing lenders, negotiating terms, selecting the preferred funding partner and executing a deal. We handle the process management so you can stay focused on the business.

What types of debt transactions can you support with?

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We support a wide range of funding needs – including growth capital, acquisition finance, refinancing, working capital facilities, asset-based lending and more complex multi-lender or cross-border structures. Whatever the requirement, we help secure the right facility on the right terms.